House Purchase Planner
Planning to buy your dream house in a few years? This tool helps you understand the monthly investment required.
LET’S START YOUR HOUSE PURCHASE PLANNER
You Can Edit Your Plan Below
1. What’s your name?
2. In which year your want to buy house?
3. How much would the house cost you today?
4. How much have you already saved for your House?
5. What is the Expected Inflation Rate?
6. What is the Expected Rate of Return?
Note: This calculator provides an estimate of your future house purchase expenses and investment requirements. It assumes constant rates of Inflation and returns, which may vary in actual market conditions. Results are for guidance only and do not guarantee specific outcomes.
Additional Monthly (SIP) Required
or
Additional Lumpsum Required
Plan Your Dream Home with the House Purchase Planner Calculator
Buying a house is one of the biggest financial decisions in life. Whether you’re planning to buy a home in 5, 10, or 15 years, it’s important to prepare financially. With rising property prices and inflation, having a clear Savings plan is crucial. That’s where our House Purchase Planner Calculator helps you.
What is the House Purchase Planner?
The House Purchase Planner is a smart online calculator that helps you estimate:
- The future cost of your dream house, accounting for inflation
- How much your current investment will grow by your target year
- The additional amount you need to accumulate
- The monthly SIP or lumpsum investment required to bridge the gap
How Does It Work?
Just enter a few details:
- Current Price of the House
- Year you plan to buy the house
- Expected Annual Return on Investments
- Inflation Rate
- Your Current Investment
The tool will:
- Project the inflated cost of the house
- Calculate the future value of your current savings
- Tell you the shortfall
- Suggest how much you need to invest monthly (SIP) or as a lumpsum
🔗 Want to Plan Your Financially Free Future? Use our Retirement Plan Calculator
Why Use the House Purchase Planner?
- ✅ Helps you set realistic goals for your dream home
- ✅ Accounts for inflation, which most people ignore
- ✅ Tells you how your current savings will grow
- ✅ Suggests practical investment strategies like SIP or one-time investment
- ✅ Saves time with instant results and easy inputs
Example Calculation
Let’s say:
- Your dream home costs ₹50,00,000 today
- You plan to buy it in 10 years
- You expect 10% investment returns and 6% inflation
- You already have ₹5,00,000 saved
The calculator will tell you:
- The house will cost around ₹89,54,238 in 10 years
- Your current savings will grow to ₹12,96,871
- You’ll need an additional ₹76,57,367+
- You can either invest ₹37,072 monthly as SIP or invest ₹29,52,247 as a one-time lumpsum
Start Planning Today
Don’t wait until the prices go out of reach. Start your home investment journey today with our easy-to-use House Purchase Planner Calculator and make your dream a reality.
Disclaimer: The content on this blog is intended solely for educational purposes. The results produced by the calculator or calculators are merely indicative and intended for informational reasons.
Under no circumstances should these calculators be regarded as financial, Investment or professional advice from Trustwell Finserve (“TWF”), nor are they intended to offer users certified results from TWF or to act as an obligation, guarantee, warranty, undertaking, or commitment. They are only instruments to assist users in analyzing different illustrative situations according to the information they enter. These calculators are used at the user’s own risk, and TWF assumes no liability for any mistakes, inaccuracies, or results that may result from using them.